Tag Archives: sticking to your budget

How to Save Money Fast

There is a short answer to the question of how to save money fast, and you might not like hearing it, but if you will, stick with me for a few minutes because if there’s one thing I know, it’s how to manage on a non-existent budget, and you might find a tip or two that will work for you.

Money Saving and Budgeting Tips
Money Saving and Budgeting Tips

Here comes your answer – at least the basic part. Cut your expenses, make a budget, and stick to that budget.

Now, here come some tips on how to do those things without feeling like you have to mess up your life and do something drastic.

How to Save Money Fast

Here comes your answer – at least the basic part. Cut your expenses, make a budget, and stick to that budget. Now here come some tips on how to do those things without feeling like you have to mess up your life and do something drastic.

Now here come some tips on how to do those things without feeling like you have to mess up your life and do something drastic.

Here comes your answer – at least the basic part. Cut your expenses, make a budget, and stick to that budget. Now here come some tips on how to do those things without feeling like you have to mess up your life and do something drastic.

Now here come some tips on how to do those things without feeling like you have to mess up your life and do something drastic.

Expense Cutting Ideas

I won’t kid you, cutting expenses can be really rough, but almost everyone has something they can dump if they really need to get some money together in a hurry.

Look for the things that aren’t necessary to life – anything that’s not food, shelter, or clothing could technically be cut, and even some types of clothing fall into the luxury category and could be cut.

These things are often the very things that make us feel like life is worthwhile, like cable TV and cigarettes for many folks, but if you need the money badly enough, you can let them go and still survive.

Basic Budgeting

If you’ve never made a budget before, get a book at the library to guide you, use free online budgeting software, or pick up a copy of my personal finance for women book – whether you are male or female – the budgeting part is the same and that’s covered in detail in my book.

Basically, a budget is YOUR plan to distribute your income over your bills.

Make sure to allocate a bit of freedom in your budget for the things you might forget to write down, because the things you forget will be the first thing to break your budget if you don’t leave some cash to cover them.

Figure out how much you need to save each week to meet your savings goal because you need that information in your budget if you want to succeed.

Sticking to Your Budget

Sticking to your budget can be really hard, too, especially if your family works against you by asking to eat out or asking for things you didn’t leave cash for in your budget.

If at all possible, get everyone in your household on board with your budget and savings plan, so you can meet or even exceed your goal and end up with the cash you need by when you need it.

Saving money fast is not the easiest thing you will ever do.

Up to a point, these tips can help, though it varies by how much you need to save in a hurry and how much surplus you can squeeze out of your income.

In a pinch, you can also sell some of your things you don’t need on an auction site, such as eBay or at a pawn shop to scrape together some extra cash to meet your savings goal.

Feel free to let me know if any of these tips work for you, or to share your own money-saving tips to help others who read here.